DPA (Down Payment Assistance) Programs provide financial assistance to homebuyers to help them cover the upfront costs of purchasing a home. These programs offer various options, such as FHA 5% down payment with a 580 mid-score requirement, Chinoa 2nd Lien with forgivable and unforgivable options for a 600 credit score, and a 1% conventional DPA program with a 620 credit score requirement.